Finally, you’ve saved enough money and you think you’re mature enough to get your own ride. That is, of course, provided you know how to drive. If not, you’ve got someone to do the driving for you. Whatever the reason, you’re now ready to say goodbye to the daily commute and say hello to driving to and from work in your own vehicle.
Hold your horses; it isn’t that simple to select a car. There are some factors you should consider to have a carof your own.
Know what you need
The first thing you have to resolve would be to drive a car that suits your needs. Do you need a car that would drive you through any kind of weather? Would you have a car that would bring you to a community parking lot while you transfer to commute once you park it? These questions should be answered with a choice—the choice of your brand new car.
Have a budget in mind
You might have a car, but you might have not prepared for the extra costs buying one will incur. Be sure to have a budget for the car, and also be sure not to go beyond it. If the model you’re looking for costs way too much, learn to defer to a lower priced model of equal quality. If you absolutely have to get that model, there are used variants that you can take a look at.
Used vs. New
These used variants will solve the problem of a model being too expensive, but consider this; while they are far cheaper, new cars often come with warranties that have you as the first person using it. You also have to allot a budget for the event that the car you’re using have some parts that need replacement. You’ll usually have to shoulder those costs without insurance.
Always safety first
Never skimp on safety! It is one of the biggest reasons why you absolutely have to buy a new car. New cars, aside from insurance, come with standard safety features that only get better as the model gets updated. When faced with the decision between a lower-priced but older model and a higher-priced but updated model, the choice comes easy if you rank safety among the top 3.
Do test drive
Take the model for a spin and always tabulate the results. Does it handle well, as much as you’d expect from a new model? Can you handle it properly? Does it feel like the car you’re going to take home, and the one you’ll use in any weather? If you answered ‘yes’ to those questions—and some personal ones you may have—then you might have found yourself a keeper.
Don’t skimp on insurance
As previously mentioned, you shouldn’t save on safety. Consider paying for the insurance even if it costs you. In the event you need to replace a part, get the car checked up or get caught in an accident, the insurance can cover for some or all of your expenses. It can also cover for your hospital bills in the unfortunate event you get banged up bad in the accident.
These are only a few of the reasons you should keep in mind when buying a car. The choice of a new or old one is up to you, but remember to always consider never breaking the bank if you’re buying a new—or pre-loved—car.